or Stride Bank pursuant to a license from Visa U.S.A. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. And remember: It’s OK to have multiple credit cards as long as you can keep up with the payments.īanking services provided by The Bancorp Bank, N.A. There are several types of credit cards, so do your homework to figure out which ones best cater to your needs. Rewards credit cards offer incentives to consumers with stronger credit scores, such as cash back or travel rewards. If you’ve already got a solid credit score from previous credit cards or other types of loans, you may be able to apply for a rewards card. Store credit cards are generally easier to get approved for, but be careful: They often incentivize you to shop at a retailer more than you might otherwise. You can also consider a retail credit card if you’re new to credit. Secured credit cards are a common tool for beginners to build credit and only require a cash deposit to open. For instance, if you have no previous credit history or score, you’ll want to look for a credit card that doesn’t require those, such as a secured credit card. To narrow down your list of options, start thinking about what you need from a credit card.
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